BANKRUPTY ATTORNEY DAVID NELSON I’m an expert in the field of bankruptcy. Since the very beginning in 1994, I have been passionate about getting my clients out of debt. I do it to give you peace of mind. I do it to win. I love what it does for families. I love that it takes the biggest thing that couples argue about and tosses it out the window: debt.
Certainly many of us might think that if we’d just planned better, we would have been able to avoid the challenges facing the country right now. While it might be true, it’s probably more accurate to say that there was no way to plan our way out of the whole economy crashing down on us.
I’ve seen first hand the blessing that Bankruptcy can bring to individuals and families. Think about this for a moment: What is it that you fight about the most? Is it too much money, “Dang what are we going to do with all these 20s honey?” No, it’s the lack of money.
But what if we could cut the arguments in half? What if we could at least take the arguments from: which debts do we pay this month with the little bit of money we have? and transform those to: how do we set up a savings for the amount that we do have?
That’s what Bankruptcy can do for you. If you could start the day knowing that your credit cards, medical bills, repossessed cars, 2nd mortgages, and so on were all going to just disappear, how would you feel the rest of the day? Wouldn’t you treat your spouse better? Wouldn’t you be kinder to your children and co-workers? Wouldn’t you have a better marriage, family, career?
I’ve probably saved more marriages than most marriage counselors over the same time period. You don’t need to know how to talk to each other about money, you must do something about it. What if you could go back to paying your tithing or your favorite charity again?
Do something about it. Make the Call Right now to set the Appointment that will change your lives. Call 800 FILE AWAY or 800-345-3292, call right now. Local Calls use 951-200-3613.
MANDATORY PRE-FILING CREDIT COUNSELING
Before you can file your case, you must submit yourself to credit counseling. It’s called Pre-Bankruptcy Credit Counseling or Pre-Filing Credit Counseling. Most people do it online. I’ve seen companies that charge $75 per couple or $50 per person. However, below are my current favorites.
IF YOU ARE MARRIED, YOU MUST BOTH OF YOU DO THE CREDIT COUNSELING TOGETHER. IF YOU DO IT ONLINE, YOU MUST STILL DO THE COUNSELING ONLINE AND DO IT TOGETHER. IF ONE OF YOU IS IN THE HOSPITAL, TAKE A LAPTOP TO THE HOSPITAL AND DO IT TOGETHER. IF I LEARN THAT ONE OF YOU WAS NOT PRESENT FOR THE CREDIT COUNSELING, THEN THE ONE WHO WAS NOT PRESENT WILL HAVE TO DO IT AGAIN.
For only $16 per case Urgent Credit Counseling which is also reliable and quick. They are open in the evenings and weekends. This outfit doesn’t use law firm codes but instead wants you to enter my email AttorneyDavidNelson@gmail.com and my fax 858-228-9763.
This one is only $9.95 but is not open in the evenings nor on weekends. www.DebtorEdu.com. You should ONLY use this one if you have some extra time before your case is filed. However, if you’re working on it on the weekend and you expect to file your case on Sunday to avoid a foreclosure on Monday, then you’d better use www.UrgentCo.com so that your certificates are complete immediately.
POST FILING PRE-HEARING DEBTOR EDUCATION COURSE
After you File Your Case you MUST also do a Debtor Education Course, it must be completed prior to the hearing, it takes 2 hours and it costs $9.95 per case. Go to www.DebtorEdu.com to complete your Debtor Education Course or Financial Management Course right now. You must of course have your case number in order to sign up, so this course can only be after you file your case but prior to your hearing date.