Category Archives: chapter 13

Funniest Chapter 13 Ever!

Posted on September 25, 2013 by David Nelson

Chapter 13 Hearing I was a brand new attorney and following the suggestion of a friend of mine, I attended some chapter 13 bankruptcy hearings in Downtown San Diego. Intent on gaining a greater understanding of the process I made … Continue reading →

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Don’t Kiss Your Hard Earned Cash Good-bye

Posted on September 25, 2013 by David Nelson

File Bankruptcy Instead. Did you know that paying off $60,000 in credit cards at 20% interest in minimum payments will take decades and you’ll pay nearly $200,000 back in payments of nearly $2000 per month? Did you know that if … Continue reading →

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A Chapter 13 You Can Afford?

Posted on September 6, 2013 by David Nelson

Low Down Payment I can go as low as required by the case plus filing fee. I set the down payment on a case by case basis. If you’re under the gun and have to get filed and if you’re serious … Continue reading →

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10 Reasons Why Chapter 13 is Better than Debt Settlements When You Owe a Lot of Money

Posted on September 3, 2013 by David Nelson

Chapter 13 vs Debt Settlements; a Re-Match What is a Debt Settlement? A Debt Settlement is a non-judicial process whereby you or your representative contact your creditors and ask them to take a settlement. What is a Chapter 13 Bankruptcy? … Continue reading →

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Why You Should Use Chapter 13 to Consolidate Your Debts When You Have a Higher Income?

Posted on September 2, 2013 by David Nelson

What if you make a lot of money but have a lot of debt? Has a process server shown up at your door yet with a summons and complaint? When you have a higher income, this is a serious problem. … Continue reading →

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8 Chapter 13 Bankruptcy Pitfalls You Can Avoid

Posted on September 1, 2013 by David Nelson

Chapter 13 is a Great Tool, Unless . . .  There are pitfalls to avoid. Getting your case dismissed when you thought it was your last hope to save your house is a disaster.  Yet, it happens much more often … Continue reading →

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10 Things You Must Know About Chapter 13 If You Do Not Qualify for Chapter 7

Posted on September 1, 2013 by David Nelson

So, Attorney Gandalf has told you that “You Shall NOT Pass!” That’s what Gandalf in the Lord of the Rings told the Demon-Balrog as it attempted to cross a narrow bridge deep in the Mines of Moria. So now you’ve … Continue reading →

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Lake Elsinore Chapter 13 Bankruptcy

Posted on August 21, 2012 by David Nelson

A Chapter 13 Bankruptcy can make it possible for you to hold on to your Lake Elsinore real estate. Did you know that rather than losing your home in a foreclosure or short sale there is a better plan?  If … Continue reading →

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Murrieta Chapter 13 Bankruptcy

Posted on August 8, 2012 by David Nelson

In Murrieta and Temecula a chapter 13 bankruptcy is a fantastic financial tool for restructuring your debt and making life easier and finances manageable. You could potentially reduce your monthly payments by several hundred or more than a thousand dollars.  Particularly when your … Continue reading →

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Debt Consolidation

Posted on August 7, 2012 by David Nelson

Non-Profit Debt Consolidation There are tons of non-profit debt consolidators in the Murrieta and Temecula areas.   In general what they do is, set you up with a debt consolidation plan.  One place put it this way, “You will be able to combine most, … Continue reading →

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How to get Credit Reports?

Posted on January 18, 2012 by David Nelson

EXPENSIVE CREDIT REPORTS If you walk in with 3 credit reports that are a mile long each, I’m going to get your credit reports from my service, download them directly into my software and charge you for it. For a … Continue reading →

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$100 Starts

Posted on January 18, 2012 by

Bankruptcy $100 Starts You may have read this before. But what does it really start? You think you’re getting a cheap bankruptcy or an affordable bankruptcy, but what are you getting really? Your chapter 7 case will not be filed … Continue reading →

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