Tag Archives: chapter 13 bankruptcy

A Chapter 13 You Can Afford?

Low Down Payment I can go as low as required by the case plus filing fee. I set the down payment on a case by case basis. If you’re under the gun and have to get filed and if you’re serious … Continue reading

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10 Reasons Why Chapter 13 is Better than Debt Settlements When You Owe a Lot of Money

Chapter 13 vs Debt Settlements; a Re-Match What is a Debt Settlement? A Debt Settlement is a non-judicial process whereby you or your representative contact your creditors and ask them to take a settlement. What is a Chapter 13 Bankruptcy? … Continue reading

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Why You Should Use Chapter 13 to Consolidate Your Debts When You Have a Higher Income?

What if you make a lot of money but have a lot of debt? Has a process server shown up at your door yet with a summons and complaint? When you have a higher income, this is a serious problem. … Continue reading

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8 Chapter 13 Bankruptcy Pitfalls You Can Avoid

Chapter 13 is a Great Tool, Unless . . .  There are pitfalls to avoid. Getting your case dismissed when you thought it was your last hope to save your house is a disaster.  Yet, it happens much more often … Continue reading

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10 Things You Must Know About Chapter 13 If You Do Not Qualify for Chapter 7

So, Attorney Gandalf has told you that “You Shall NOT Pass!” That’s what Gandalf in the Lord of the Rings told the Demon-Balrog as it attempted to cross a narrow bridge deep in the Mines of Moria. So now you’ve … Continue reading

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5 Ways Chapter 13 is Better than Debt Consolidation

First Way Protection of the Automatic Stay when filing your Chapter 13 Bankruptcy is a much better solution than signing up for a traditional debt consolidation. The Automatic Stay is a Temporary Restraining Order prohibiting Collections!  The order comes from … Continue reading

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What to do When You’ve Forgotten a Creditor

FORGOTTEN CREDITORS Chapter 7 If you forgot a creditor, do you still owe it when your case is over?  In most Chapter 7 cases, no you don’t. Of course the analysis is different for the different chapters of bankruptcy.  In … Continue reading

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$100 Starts

Bankruptcy $100 Starts You may have read this before. But what does it really start? You think you’re getting a cheap bankruptcy or an affordable bankruptcy, but what are you getting really? Your chapter 7 case will not be filed … Continue reading

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Which Chapter in Bankruptcy is Right For Me?

Chapter 7 vs Chapter 13 Automatic Stay The moment that you file your case, whether in chapter 7 or chapter 13, a temporary restraining order is issued by the bankruptcy court prohibiting collections of any type with a few exceptions. … Continue reading

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