Murrieta-Bankruptcy.com

Frequently Asked Questions

$100 Starts

Why File At All?

Why Not File? The better question.

What is a Reaffirmation Agreement?

Pre-Bankruptcy Credit Counseling?



Bankruptcy and Retirement

CHAPTER 13 HANDBOOK FOR RIVERSIDE DIVSION

Chapter 13 2nd Mortgage Lien Avoidance

What happens to a 2nd mortgage in chapter 7?

Can my HOA sue me if I file bankruptcy?

Can you discharge taxes in bankruptcy?

What is the Means Test?

Chapter 7 v. Chapter 13

How to get Free Credit Reports?

Which Chapter is Right for Me?

What happens after Foreclosure?

PRE-FILING CREDIT

COUNSELING REQUIRED

TO FILE YOUR CASE

Before you can file your case, you must submit yourself to credit counseling. It's called Pre-Bankruptcy Credit Counseling or Pre-Filing Credit Counseling.  Most people do it online.

WARNING: 

IF YOU ARE MARRIED, YOU MUST BOTH OF YOU DO THE CREDIT COUNSELING TOGETHER.  IF YOU DO IT ONLINE, YOU MUST STILL DO THE COUNSELING ONLINE AND DO IT TOGETHER.  IF ONE OF YOU IS IN THE HOSPITAL, TAKE A LAPTOP TO THE HOSPITAL AND DO IT TOGETHER.  IF I LEARN THAT ONE OF YOU WAS NOT PRESENT FOR THE CREDIT COUNSELING, THEN THE ONE WHO WAS NOT PRESENT WILL HAVE TO DO IT AGAIN.

For only $16 per case Urgent Credit Counseling which is also reliable and quick. This outfit doesn't use law firm codes but instead wants you to enter my email AttorneyDavidNelson@gmail.com and my fax 858 228 9763.

This one is only $5 but is clunky to navigate and takes a long time to complete. Pre-Filing Bankruptcy Credit Counseling for $5 or possibly as low as $0.  ONLY If you have some extra time before your case is filed, can you use this one.

POST FILING PRE-HEARING DEBTOR EDUCATION COURSE

After you File Your Case you MUST also do a Debtor Education Course, If you filed individually then (CLICK HERE FOR THE $15 COURSE) use code 357892 and it MUST be done prior to the hearing date.

If you filed a joint bankruptcy case, use Urgent Credit Counseling for the $24 course which covers the two of you or $12 each.

FOOD BANKS TEMECULA AREA

ANGEL FOOD MINISTRIES, FOOD BANK IN TEMECULA!

WESTERN EAGLE FOOD BANK TEMECULA!

TREASURE BOX FOOD BANK!

You can also Google "Food Bank" and your City's name.

EMERGENCY FILING:

Evening and Weekend Appointments Available, Midnight Filing Available if Necessary

800 FILE AWAY 800 345-3292

File Away Debt and Forget About It

You Have Rights.  You Have Options.

What We Do

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If you Enjoy Fiction!

KELLY BLUE BOOK

We are required to look up the value of the Car(s) you have.  Make sure that you pull up the TRADE IN Value and print it for each vehicle in your possession and in your name.

If you Car is Older or you need the value of an RV, Toy Hauler or Motorhome go to NADA.com

The Time Chain

a Novel by David L Nelson

If you're looking for a Menifee bankruptcy attorney, call me, 951-200-3613. I've been doing bankruptcy for the Menifee area since 2007 and have been a bankruptcy lawyer since 1994. As a bankruptcy attorney serving the Menifee area I know I can help you save money, get out of debt and get the fresh start that you need and deserve.