I can go as low as required by the case plus filing fee.
I set the down payment on a case by case basis. If you’re under the gun and have to get filed and if you’re serious about debt reorganization, then the down payment is negotiable. However in most cases I won’t go lower than $500.
That can give you a powerful leverage that does the opposite of having to start with a huge pool of cash like when you are trying a debt settlement program.
Chapter 13 Attorney’s Fees
Attorney’s fees for Chapter 13 cases range from $3500 to $5000. It’s what the US Trustee’s Office allows which in the Southern and Central Districts of California. I consider the final total for your Chapter 13 Attorney’s Fees as a fixed cost, therefore I charge what the US Trustee’s Office allows.
Because think about it, if I reduce my fees by $500 that only reduces your monthly payment by $6.67 per month.
If You Need to Stop Foreclosure for a Short Time
If you’re planning on filing a bankruptcy for the sole purpose of delaying a foreclosure so you can do a loan modification or short sale, then maybe you should do a Chapter 7. Chapter 7 straight bankruptcy gives you the benefit of delaying the foreclosure while discharging your debts at the same time and costing significantly less.
My Bankruptcy Law Office is located in Old Town Murrieta, convenient to Temecula, Menifee, Lake Elsinore, Canyon Lake, Winchester, French Valley, Moreno Valley, Riverside and Palm Desert.
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