What if you make a lot of money but have a lot of debt?
Has a process server shown up at your door yet with a summons and complaint? When you have a higher income, this is a serious problem. If your wages get garnished and you make $9000 per month, then 25% of your check after taxes is a couple of car payments. So now the cars are about to be repossessed. How are you going to get to work? You risk losing that job if you let it move forward.
Have you ever thought that if you could just pay your credit cards what you owe them, you’d be able to handle the payments?