Tag Archives: murrieta bankruptcy

8 Chapter 13 Bankruptcy Pitfalls You Can Avoid

Chapter 13 is a Great Tool, Unless . . .  There are pitfalls to avoid. Getting your case dismissed when you thought it was your last hope to save your house is a disaster.  Yet, it happens much more often … Continue reading

Posted in chapter 13 | Tagged , , , , , , , , , | Leave a comment

10 Things You Must Know About Chapter 13 If You Do Not Qualify for Chapter 7

So, Attorney Gandalf has told you that “You Shall NOT Pass!” That’s what Gandalf in the Lord of the Rings told the Demon-Balrog as it attempted to cross a narrow bridge deep in the Mines of Moria. So now you’ve … Continue reading

Posted in chapter 13 | Tagged , , , , , , , , | Leave a comment

45 Famous Celebrity Bankruptcies

45 Celebrities and Entrepreneurs who Filed Bankruptcy For many people, filing a Bankruptcy is the last thing they ever wanted to do. In fact, they probably never imagined that they would have ended up needing to file a Bankruptcy.They had always … Continue reading

Posted in Uncategorized | Tagged , , , , , , | Leave a comment

What to do When You’ve Forgotten a Creditor

FORGOTTEN CREDITORS Chapter 7 If you forgot a creditor, do you still owe it when your case is over?  In most Chapter 7 cases, no you don’t. Of course the analysis is different for the different chapters of bankruptcy.  In … Continue reading

Posted in chapter 7, no asset | Tagged , , , , , , , | Leave a comment

Bankruptcy Attorney’s Fees in Chapter 7 and Chapter 13

Chapter 7 Chapter 7 is a short procedure.  Also called a straight bankruptcy, it lasts about 4 months.  You pay for it in advance to your attorney via cash, check or money order.  I no longer take checks. I’ve learned something: Every … Continue reading

Posted in affordable bankruptcy, attorney's fees, cheap bankruptcy | Tagged , , , , , , , | Leave a comment

Murrieta Chapter 13 Bankruptcy

In Murrieta and Temecula a chapter 13 bankruptcy is a fantastic financial tool for restructuring your debt and making life easier and finances manageable. You could potentially reduce your monthly payments by several hundred or more than a thousand dollars.  Particularly when your … Continue reading

Posted in chapter 13 | Tagged , , | Leave a comment

Debt Consolidation Loans

In Murrieta and Temecula there are great places to obtain debt consolidation loans.  In many cases a debt consolidation loan is a fantastic financial tool for restructuring your debt and making life easier and finances manageable.  Particularly when your debts … Continue reading

Posted in Debt Consolidation, Debt Consolidation Loan, Income Taxes | Tagged , , , , , , , , , , , , | Leave a comment

The Bankruptcy Minute

I heard from Attorney Lorene Mies who runs the Bankruptcy Minute ads.  She was unequivocal that she spends as much time as she needs to with you in your consultations.  I want to add that here.  A little while ago, … Continue reading

Posted in Means Test | Tagged , , , , , , , , , , , , , , | Leave a comment

Because Friends Don’t Let Friends Pay Credit Cards From Savings

Why Bankruptcy? Because Friends Don’t Let Friends Pay Credit Cards From Savings Legal Notice: You are not my client, this is not legal advice, it’s a bunch of codswallop and hogwash, rely on it at your own peril, nor does … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Bankruptcy Means Test Basics

Bankruptcy Means Test Basics _____________ Bankruptcy Means Test is the Chapter 7 Qualification Test. However, if you do not qualify for a 7, it is also used to determine the amount of your chapter 13 plan payment. Additionally, it determines … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Reaffirmation Agreements

A Reaffirmation Agreement is a new promissory note to keep paying on an old contract for the purchase of goods where the lender can repossess or foreclose the goods. Because you have signed a security agreement the lender has the right to repossess or foreclose if you do not pay for it. Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Bankruptcy Attorney David Nelson

TEMECULA BANKRUPTCY ATTORNEY DAVID NELSON I have been a Bankruptcy Attorney since the very beginning. Having graduated in the top 15% of my class I passed bar the first time and in June of 1994 I opened my law office.  … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment